I’m 69, live ft in Thailand (expenses 14k/yr), 500k assets here/500k assets (Fidelity stocks and cash) in the US, own a sub S in Fl that brings in 100k/yr profit. I pay myself $1.6k/yr, which leaves a lot of cash handy. I pay around $5k/yr in taxes. I haven IRA and SEP, so should I max out the Roth each year?