I recently discovered that I am not able to contribute to my Roth IRA if I file married filing separately and living with my spouse. Now what?
How do I correct this at this time as I have been contributing to my Roth and filing this way since 2021. Can I simply amend my 2021 and 2022 tax returns to married filing jointly with no penalty? I want to make sure I am doing what is right and correcting this going forward. Thank you for your help! I have recently discovered your podcast and can’t get enough and tell everyone I know to tune in!