Hi Mark and Mat! Love your show over on the east coast! Following your great advice, my only sibling and I (POAs) set up a revocable trust for our windowed mom. Her assets are spread across IRAs and taxable brokerage accounts. Post-SECURE Act, does it make more sense to have the two of us as individuals named 50-50 beneficiaries of the IRAs while keeping the trust the beneficiary of the taxable accounts (or vice versa), since the beneficiary designation avoids probate anyway, should the trust be named the beneficiary of all accounts, or should we be named 50-50 beneficiaries of all accounts and keep the trust for only our mom’s tangible goods and real estate?
Thank you for the question. We answered this on our show Ep. 445. Thank you so much!! Mark